UNDATED – With the average data breach in 2022 costing $9.44 million and taking 277 days to contain, the free credit-monitoring website WalletHub today released its report on 2022’s States Most Vulnerable to Identity Theft & Fraud, as well as accompanying videos and expert commentary.
To determine where Americans are most susceptible to such crimes, WalletHub compared the 50 states and the District of Columbia across 14 key metrics. The data set ranges from identity-theft complaints per capita to the average loss amount due to fraud.
In addition, WalletHub offers an Identity Theft Guide and free credit monitoring to help consumers handle or prevent the damaging effects of cybercrimes.
| Most Vulnerable States | Least Vulnerable States | |
| 1. District of Columbia | 42. Iowa | |
| 2. Delaware | 43. West Virginia | |
| 3. Louisiana | 44. Utah | |
| 4. Rhode Island | 45. Washington | |
| 5. Colorado | 46. Oklahoma | |
| 6. Pennsylvania | 47. Wyoming | |
| 7. Georgia | 48. Maine | |
| 8. Alabama | 49. Indiana | |
| 9. Florida | 50. Arkansas | |
| 10. New York | 51. Montana | |
Key Stats
- South Dakota has the fewest identity-theft complaints (per 100,000 residents), 76, which is 37.6 times fewer than in Rhode Island, the state with the most at 2,857.
- Massachusetts has the fewest people arrested for fraud per capita, 0.000094, which is 8.9 times fewer than in Delaware, the state with the most at 0.000840.
- South Dakota has the fewest fraud complaints (per 100,000 residents), 549, which is 3.1 times fewer than in the District of Columbia, which has the most at 1,701.
- Vermont has the lowest median loss amount due to fraud, $337, which is 1.8 times lower than in Hawaii, the state with the highest at $620.
To view the full report and your state or the District’s rank, please visit:
https://wallethub.com/edu/
